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Tailored liquidity solutions empowering emerging economies.

Our new website in the works and soon we'll welcome you back for the big reveal. In the meantime, start a conversation with our team by dropping us an email or follow us on LinkedIn for updates.

Creating products and partnerships for positive social impact

We’re the connective tissue bonding together ecosystems that identify and fund economically productive opportunities.

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ABOUT

Striving for more than financial inclusion

Kuunda is the Swahili word for “to create”. We were born from a desire to create a different global financial dynamic; a world in which every financially active participant is able to play a productive role in building their economy.

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With a combined 45 years of industry expertise amongst the founding team, we recognised that despite best efforts, the liquidity challenges faced by those in emerging economies were rife and ongoing.

Having witnessed the problem of improper access to liquidity first-hand, predominantly through experiences on the African continent, we set out to discover other markets and market segments that faced the same problem. 

Through time spent on the ground and in the field across Africa and Asia, the team came to recognise the pivotal role that agents, small businesses, and consumers play within  their respective economies.

Developing solutions to solve people’s access to liquidity was therefore key to resolving economic hardships and to help build resilience and improve economic productivity.

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JOURNEY

Solving problems requires collaboration & connection

2018
A small plant in a pot plant. A hand holding a plant seed.
Kuunda was born from the coming together of industry experts.
Andy Milne, Sam Brawerman & Morne van der Westhuizen brought their past experiences together.
Began designing our first liquidity product requirements in Tanzania.
Selected 4Pay as our technology platform provider. They provide Kuunda with a world class, proven digital banking platform upon which we have built our liquidity solutions. This has allowed us to provide our partners with products tailored to each of their unique needs.
2019
Handshake.
m-Pesa Tanzania became our first partner.
We launched our e-Float facility in Tanzania.
2020
The world. A hand holding a paper plane.
Airtel Africa came on board as our second partner.
We disbursed our 1 millionth loan in July.
OneLoad Pakistan became our first Asian partner.
2021
Launched our working capital facility in Tanzania.
In May we disbursed our 6 millionth loan.
Launched our Nairobi Operations Hub to support in-country launches across Africa.
In December we launched our overdraft solution with OneLoad in Pakistan.
In December we secured $2.25 million in seed funding led by Accion Venture Labs.
2022
A small plant in a pot plant. A hand in a cupping position.
In February we reached cumulative disbursements of +$100 million.
In March we launched our consumer overdraft facility.
In May we reached 90 000 active agents & 1 million active consumers.
OUR MISSION
Our mission is to become the leading liquidity solutions provider to financially underserved users in emerging economies.
OUR CULTURE

We foster a culture of...

Collaboration

We bring the right partners together, align them to a shared vision, and facilitate the process of working together to develop tailored liquidity solutions.

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Resilience

We persevere through economic & operational shocks because these economies have to as well; and enable participants to continue transacting despite their daily challenges.

Fairness

We’re committed to involving every participant in the financial ecosystem to make them a contributing part of the economy by providing non-discriminatory credit scoring and lending products.

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KUUNDA TEAM

Building. Learning. Evolving.

Angela
Angela Muriuki
Head of Product Growth & Revenue
Nairobi
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Rayah
Rayah Ndagire
Country Growth & Operations Manager
Dar es Salaam
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Jalal
Jalal ul Haq
CEO: Kuunda Pakistan
Islamabad
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Erica
Erica Hannath
People Strategy Specialist
Cape Town
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Thomas
Thomas Nyakia
Technology Product Manager
Dar es Salaam
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Shungu
Shungu Chirunda
Advisory Council Member &
Regulatory Specialist
Harare
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Sam
Samuel Brawerman
Co-Founder & Head of Product Innovation
Cape Town & Liege
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Andy
Andrew Milne
Co-Founder & Group CEO
Cape Town
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Morne
Morne van der Westhuizen
Co-Founder & Head of Data
Cape Town
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Mike
Mike Gama-Lobo
Business Development & Commercial Partnerships
Cape Town
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Matthew
Matthew Maddock
Data Scientist
Cape Town
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Ockert
Ockert Fourie
Data & IT Support
Cape Town
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Charles
Charles Fourie
Founding Member & Senior Data Scientist
Cape Town
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Craig
Craig Scotsman
Head of Finance
Cape Town
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Umair
Umair Shazhad
Growth & Operations Manager: Kuunda Pakistan
Islamabad
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DJ
DJ Phillips
Technology & Analyst Lead
Cape Town
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Lewis Maina
Senior Project Manager
Nairobi
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Zaigham
Zaigham Hidayatullah
Head of Strategic Partnerships: Kuunda Pakistan
Islamabad
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Cajetan Nagua
Implementation Manager
Dar es Salaam
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Nadeem
Nadeem Shaikh
Advisory Council Member
London
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Shungu
Shungu Chirunda
Advisory Council Member &
Regulatory Specialist
Harare
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Dino
Dino Stengel
Advisory Council Member
Dar es Salaam
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Johan
Johan Bosini
Advisory Council Member
Cape Town
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LOCATION

Our Locations. Our global footprint.

We have developed physical locations across all the regions that we operate in to establish on the ground support networks for our partners.
Pakistan
London
South Africa
Mauritius
Tanzania
Kenya
London, United Kingdom
Port Causeway, Bromborough, Wirral, United Kingdom, CH62 4TP
Cape Town, South Africa
Unit 509, The Cliffs, Tygerfalls, Bellville.
Forbach, Mauritius
Unit 21,Circle Square Business Park, Forbach Mauritius
Nairobi, Kenya
Horizons Offices, 2nd Floor Block 1, ICEA Lion Riverside Park, Nairobi
Dar Es Salaam, Tanzania
Vodacom Tower, Ursino Estate, Plot No.23 Old Bagamoyo Road, P.O.BOX 2369, Dar es Salaam, Tanzania
Islamabad, Pakistan
The Hive, 2nd Floor, MA Tabba Foundation Building، Gizri Rd, Block 9 Clifton, Karachi 75600